I’m not going to lie, I am a
little (read: a lot) paranoid when it comes to money. Jeanne and I both work off a budget every month because we value the money we make and try to put some money into our savings account for our future and so on. Being so money conscious, we take making big purchase decisions like buying a house (we have not done this, yet) or trading in our gas-guzzler for a new eco-friendly car really, really seriously. These are purchases that should not be teaken lightly.
Anyway, from being stingy over the years and being so money-conscious, I have learnt a few things. Here are my money-saving tips that could help you rescue some shiny pennies, too:
1. Write a grocery list and stick to it
It’s so easy to go rogue in the supermarket – especially when you’re hungry. I am guilty of pacing up and down the aisles literally throwing whatever I am craving at the time into our shopping trolley only to get home and freak out at how much
we (read: I) spent on, well, crap.
In order to try and keep the damage to an absolute minimum we try to eat before we go grocery shopping and write a list of everything we are going to eat that week and stick to it.
This is not to say that I don’t throw in a bar or chocolate or two, it just helps up stay focused on what we are going to eat that week so that we don’t end up throwing whatever we want at the time into our trolley, ending up with bits and pieces instead of actual meals
2. Don’t restrict yourself completely
Okay, so penny-pinchers can have fun too, and we do! Jeanne and I – although we are cash-conscious – don’t just sit at home all day and miss out on fun.
Each month, we try to do at least a couple of fun things we are both interested in – whether it go to a market in Stellies or splash out on a nice dinner for date night.
Additionally, we both have a hobby we love and are passionate about which also takes up a bit of our cash, too. But these hobbies are worth the money because they get us out, get us moving and – most importantly – make us happy!
3. When selling your belongings, get the best deal
Recently, Jeanne and I have gone through our home to identify items that are taking up space and are not being used enough so we can sell them and rather benefit from the cash.
When selling your items however, it’s important to get nothing but the best deal. No matter if you are wanting to sell your car or washing machine, for example, these are possessions that you originally paid good money for.
If you are not sure how much your item is worth (let’s take your car, for example), there are websites like CarZar can assist in evaluating your car – should you need to sell or trade it in – in order to help you get nothing but the best deal for your vehicle.
4. Think about it
Like I said at the beginning of this post, big purchase decisions should not be taken lightly.
If you are at a point in your life where you can afford to buy a house (or any other big and life-changing purchase), there is always time to do your research and think about it before going ahead with the deal.
Make sure you look around, that it is exactly what you want and can afford and, once you are 100% sure, you can proceed knowing that you have made the right decision and can be happy.
Do you have any money saving tips you live by that you think I should know about? Leave a comment down below, I would love to hear from you!
Disclaimer: This post was sponsored by CarZar.